Funeral & Pre-Need Plans

Discover the best plans for you and your family today!

At Lake Point Insurance, we understand the importance of planning for the future, which is why we offer comprehensive funeral and pre-need plan solutions. These plans are designed to alleviate the financial burden on your loved ones during a challenging time by covering funeral expenses, burial costs, and related services. Our experienced team of insurance brokers will guide you through the process of selecting the right plan that meets your needs and ensures peace of mind for you and your family. With our personalized service and commitment to excellence, Lake Point Insurance is your trusted partner in preparing for life's inevitable transitions.

Why get Funeral or Pre-Need plans?

Planning for the inevitable is a responsible step towards easing the burden on loved ones during a difficult time. Pre-need or funeral plans ensures that your final wishes are honored without placing financial strain on your family. By pre-paying for funeral expenses and making arrangements in advance, you provide peace of mind and relieve your loved ones of the emotional and financial pressures associated with planning a funeral.

Respect wishes

Pre-need plans allow individuals to specify and secure the exact funeral arrangements they desire. This targeted approach ensures that your funeral service, burial plot, and related expenses are precisely as you envision, sparing your family from making these decisions under duress and ensuring your wishes are respected to the letter.

Peace of mind

Funeral plans provide a lump sum payment to beneficiaries upon your passing, which can be used to cover various expenses, including funeral costs, medical bills, outstanding debts, or any other financial needs your family may face. This financial safety net ensures that your loved ones can focus on honoring your memory rather than worrying about financial obligations during a challenging time.

What is the difference?

Funeral Plans

Also known as burial insurance or final expense insurance, funeral plan is a broader term that encompasses plans intended to cover the costs associated with a person's funeral and burial. Unlike pre-need plans, funeral plans can provide a lump sum payment to beneficiaries upon the insured person's death, which can be used to cover funeral expenses or other financial needs.

Pre-need Plans

This type of protection is specifically designed to cover the costs of pre-planned funeral and burial expenses. It allows individuals to select and pre-pay for funeral services and related expenses ahead of time, ensuring that their final wishes are carried out as planned. Pre-need plans are typically purchased directly from a funeral home or cemetery, although it can also be obtained through individual producers.

Naomi B.

Lake Point Insurance has been super helpful in finding the best insurance, it can be overwhelming trying to do it on your own, they are knowledgable, friendly and the customer service is amazing. I highly recommend them.

Scott R.

I switched all of my insurance coverages with Dan through Lake Point four years ago, and I’ve never felt more secure or confident selecting insurance police’s. He and his awesome staff continue to treat me the same today as they did on day one. Lake Point provides the best customer service I’ve ever experienced with an insurance agency. Their communication and response time is unmatched. If you’re in the market or have insurance questions, given them a call and let them put your mind at ease.

Danny A.

My wife passed away recently. The wonderful team at Lake Point (Dan, Rachael, Brittany, Nichole.....All of them), helped navigate thru some difficult times. Insurances can be a nightmare, but, they took charge and resolved some critical things for me. If I considered them only "my insurance agents", I would be truly ungrateful. They are my family. Thank you for caring about people.